The trouble with most money advice.
It's shaped around someone else's targets.
It's more complicated than it needs to be.
It rarely survives contact with real life.
The Quiet Conflict
Much of what gets sold as advice is built around someone else's incentives. You can feel it, even when you can't name it.
The Jargon Wall
Our industry has built a language barrier that keeps ordinary people at arm's length from their own money.
The Rotation Problem
The people handling your money often change every couple of years. Your file moves with them. The context rarely does.
